Best SMSF Advice Platform

Last night, the inaugural Australian Wealth Management Awards 2024, an initiative of Momentum Media’s wealth publishing network, encompassing Investor Daily, ifa, SMSF Adviser, Money Management, and Super Review were presented. We were delighted to win the Best SMSF...

Counting a TRIS Against the Transfer Balance Cap

A transition to retirement income stream is not only useful as a source of income before retirement but also effective as a salary sacrifice strategy for higher rate taxpayers. Though a TRIS does not create tax exempt income within the fund the pension payable to a...

Downsizer Contribution Refresher

A downsizer contribution of up to $300k can be made by a member and/or their spouse who is 55, or older, at the date of contribution provided it is made within 90 days of the property settlement date. If the home was only owned by one spouse, the other may also make a...

SMSF Contribution Reserving

So called contribution reserving is unique to SMSF’s. The process is not actually reserving at all but, rather, one of deferred allocation. Subject to the deed, a contribution is not required to be allocated to a member account until 28 days into the following month...

Use Carried Forward Unused Contributions with Care

Provided that a member has a total super balance of less than $500,000 as at the previous 30 June, and is eligible to make concessional contributions, a contribution equivalent to this year’s cap plus any unused cap amounts for the previous 5 years can be made. SMSF...

ATO Targeting SMSF Valuations

The ATO have used data analysis to target 16,500 SMSFs that have reported the same value for certain classes of assets, primarily direct property and unlisted companies and trusts, for the last three, or more, years. Though there may be good reasons why an asset value...